We are looking for males and females aged 25-65 to take part in an interview for 90 minutes about financial products.
There will be a pre-task to complete prior to the interview
Monday 10th April 2017
£50.00 + £25 for completed pre-task
Various times available from 11am – 5pm
Please answer the questions below.
Occupation of chief income earner in the household:
Working status i.e. Student, Full time working, part time working, etc.
Who do you live with at home?
If you have children, please tell us their ages.
Is your total annual household income?
Which of the following financial products do you hold?
Current account with a debit card
Savings account or cash ISA
Which banks do you hold a current account with?
Which credit cards do you hold?
Who do you have a mortgage with?
Who do you have home insurance with?
Which company do you have pet insurance with?
Which company do you have car insurance with?
Which banks do you have savings accounts or cash ISA’s with?
Which of the following types of borrowing do you currently have?
Overdraft within your limit
Overdraft beyond your limit
Credit card with an outstanding balance
Store card with an outstanding balance
Standard unsecured loan/car loan with an interest rate under 20% APR
Short term loan/payday loan with interest over 100% per annum
None of the above
Which of the following amounts would cover/pay off all of your outstanding debts to financial organisations?
How much of a burden are your debts?
Not a burden at all
Somewhat a burden
Which of the following have you experienced in the last 12 months?
Unemployment/redundancy (you or your partner)
Period off work due to sickness/accident (yourself, partner or child)
Reduced income due to reduction in work hours, change in family circumstances, increase in borrowing costs, reduction in benefits, etc
Increased outgoings due to change in circumstances, increased borrowing costs, etc
Financial difficulties with a business you own/run
None of the above
In the last 6 months, have you fallen behind or missed any payments for credit commitments or domestic bills for 3 months or more? Yes/No?
Which of the following have you experienced in the last 5 years?
An Administration order to help with your debt
A county court judgement against you for unpaid debts
Bailiffs calling to repossess or take items
None of the above
Which of the following statements do you agree with?
I have struggled with meeting financial commitments over a number of years
I find it difficult to manage all of my financial commitments on my current income
I find it easier to spend than to save
I have a short-term problem with meeting my financial commitments, but expect this to be resolved soon
In the past 2 years, have you received any advice from an organisation or knowledgeable person about any of the following?
General advice about managing your finances or a specific financial product
How to deal with debt or other strains on your finance
No advice received
Which broadband provider do you have in your home?
Which supermarkets do you use for your main grocery shopping?
Which energy suppliers do you have in your home for gas and electricity
Please forward this on to anyone you know who may be interested.
Unfortunately, it is impossible to reply to all emails or phone messages. We receive lots of responses to researches that are emailed out. You will be contacted by phone if your application is successful. However, we apologise if you do not hear from us, but please keep trying for future projects that are sent out.