We are looking for people aged 60-75 to take part in an interview about pensions.
Some people will be selected for an in-home interview for 1 hour. Some will be selected for a group discussion for 90 minutes
In home or London W1
In home interviews will be held on 22nd June or 28th June 2017. The group discussion will be held on 27th June or 4th July 2017
In-home interviews will be at 5pm, 6.30pm or 8pm. The group discussion will be at 6.30pm or 8.15pm
Please answer the questions below.
Occupation of chief income earner in the household:
Working status i.e. Student, Full time working, part time working, semi-retired, retired, etc.
Which of the following types of pension do you have?
Defined contribution or ‘money purchase’ pension through work or private pension
Final or average salary pension through work
Self-Invested Personal Pension (SIPP)
No workplace or private pension
If you have a SIPP, please tell us who it is with.
Which of the following best describes when you intend to access your retirement funds?
I am planning on accessing my retirement funds within the next 6 months
I am planning on accessing my retirement funds within the next 6-12 months
I am planning on accessing my retirement funds within the next 12-18 months
I am planning on accessing my retirement funds in 18 months – 2 years
I am unsure when I will be accessing my retirement funds
Which of the following best describes the property you live in?
Own home with mortgage
Own home without mortgage
Live rent free but do not own home
Rent from social housing
None of the above
Is you the property you own?
Valued at under £300k
£300k - £500k
Thinking about your liquid assets, (your total savings but not including pension pots or property and minus any outstanding debts) which of the following best describes the value?
£75k - £100k
Thinking about the total value of your pension savings including your SIPP and any other pensions you may have, what do you expect the value to be when you come to access it?
£125 - £150k
Have you ever paid for any financial advice in the past? Yes/No?
Which of the following statements do you agree with?
I want to get as much out of my pension savings s I can so I am happy to leave my pension invested even if that means there is a risk I could lose some of it
I don’t really know what I will need so I think having access to a flexible income is my best option
I want the reassurance of knowing how much money I have coming in so I would like to have at least part of my pension provide a guaranteed income for the rest of my life
Ideally, I would want the best of both worlds – some guaranteed income and the chance to grow some of my retirement savings by leaving them invested
For people with a SIPP - Which of the following best describes how you feel about using part of your SIPP funds to purchase guaranteed income for life (GIFL)?
Fine – I am already planning to do this anyway
I am not sure but I would be open to considering it if the product was right
I am not really sure but I wouldn’t discount it completely
I would never consider a GIFL at all
Please forward this on to anyone you know who may be interested.
Unfortunately, it is impossible to reply to all emails or phone messages. We receive lots of responses to researches that are emailed out. You will be contacted by phone if your application is successful. However, we apologise if you do not hear from us, but please keep trying for future projects that are sent out.