MARKET RESEARCH – Project One

We are looking for males and females of all ages to take part in an interview for 90 minutes in London about finances and borrowing.

Please answer the questions below.

Name:

Telephone number:

Home Postcode:

Age:

Highest level of education achieved?

Occupation:

Job Title:

Industry:

Working status i.e. student, full time, part time, etc

Occupation and job title of chief income earner in the household:

Who do you live with at home?

If you have children, please tell us their ages

Do you hold a credit card? Yes/No?

Which of the following statements applies to you?

• I currently have a credit card and use it regularly
• I currently have a credit card but I am not using it now
• I have had a credit card in the past but do not have one anymore
• I have never had a credit card

Which of the following would you consider in the future?

• Savings account
• Credit card
• Debit card
• Personal loan

If you have a credit card, what is the highest credit limit you have?

Which of the following best describes you?

• I think I have poor credit rating
• I think my credit rating is fairly low
• I think my credit rating is fairly good
• I think I have an excellent credit rating

Which mobile phone do you have and use?

Which of the following are you comfortable using?

• Mobile apps
• Internet
• Downloading apps

How often do you use mobile apps on a day to day basis?

Do you have an expenditure of between £300 and £10,000 planned in the next 2 years that you will not be able to pay off in one go? Yes/No?

Which of the following have you used to ‘borrow’ money, in the last 2 years?

• Overdraft
• Credit card
• Personal loan
• Payday loan
• Catalogue credit
• Spreading payments
• Hire purchase
• Borrowing from friends and family

Have you ever used a form of borrowing to cover an expenditure of between £300 and £10,000 that you have not been able to pay off in one go? Yes/No?

In the last 2 years have you had an unsecured personal loan from a bank, building society, online lender, peer to peer lender or credit union, which you are paying back over time in instalments? Yes/No?

If you have taken out a loan, which of the following was it for?

• Large one-off payment for something like a holiday, home improvement, etc.
• To consolidate existing debts
• To pay for a car/vehicle
• Student loan
• Other – Please specify

Please forward this on to anyone you know who may be interested.

Unfortunately, it is impossible to reply to all emails or phone messages.   We receive lots of responses to researches that are emailed out. You will be contacted by phone if your application is successful. However, we apologise if you do not hear from us, but please keep trying for future projects that are sent out.

We look forward to hearing from you.
 
Kind regards,
 
 
Daliah Salem
trend MARKET RESEARCH LTD